Remote Mortgage Underwriter- Must be local to Phoenix Job at National Mortgage Staffing, Phoenix, AZ

dFNYMFp1RkprdGFPY05GTXMwV282Y3E1N1E9PQ==
  • National Mortgage Staffing
  • Phoenix, AZ

Job Description

Position Overview:

We are seeking an experienced frontline Mortgage Underwriter with at least 3 years of recent underwriting experience . Candidates must have worked in an underwriting role within the past 12 months to be considered.  YOU MUST BE LOCAL TO PHOENIX IN ORDER TO BE CONSIDERED FOR THE ROLE

This role involves reviewing mortgage files, calculating income, analyzing assets and credit, and making sound loan decisions based on established guidelines. The right person will be detail-oriented, highly organized, and comfortable working in a fast-paced environment with tight deadlines.

Essential Job Functions:

  • Conduct comprehensive reviews of mortgage loan files, including income, assets, credit, and collateral

  • Utilize the client’s loan operating system for accurate data entry

  • Underwrite loans using AUS (DU/LP) or manual methods based on client guidelines

  • Ensure documentation is complete, accurate, and compliant

  • Identify and resolve red flags or issues in the file

  • Issue loan decisions and set clear conditions

  • Review and sign off on conditions to finalize loan files

  • Communicate effectively with internal teams, Loan Officers, and Processors

  • Stay up-to-date on client and investor underwriting guidelines

  • Assist in resolving pre- and post-closing underwriting issues

  • Maintain professionalism in a high-pressure, deadline-driven environment

  • Willingness to work over 40 hours per week as needed

Requirements:

  • Minimum of 3 years of recent frontline conventional mortgage underwriting experience

  • Must have worked in an underwriting role within the past 12 months

  • Strong knowledge of income analysis, tax return review, and credit evaluation

  • Understanding of appraisal review and collateral risk

  • Expertise in GSE guidelines and AUS platforms (DU/LP)

  • Strong attention to detail and time management

  • Excellent written and verbal communication skills

  • Ability to work independently and collaboratively in a digital environment

  • NMLS-MLO Licensure preferred

  • Flexible availability, including occasional extended hours

Disclaimer: All job requirements and qualifications listed above have been established by our clients. NMS does not determine or modify these criteria and is contractually obligated to adhere to the specifications set forth by each client.

Job Tags

Local area, Flexible hours,

Similar Jobs

Charter Champions of Rochester

Teaching Assistant - Genesee Community Charter School Job at Charter Champions of Rochester

 ...Genesee Community Charter Schools is seeking applications for teaching assistant positions for the 2024-2025 school year. At GCCS teacher assistants work in team-teaching, inclusion settings. Entering Salary Range (based on certifications, degrees, and experience): $29... 

JBS

CDL DRIVER COHUTTA GA HATCHERY Job at JBS

 ...result of 0.00 or above.Must be able to drive a manual shift truckEDUCATIONAL REQUIREMENTS: High School Diploma/GED; College Degree...  ...ventilation are working properlyTruck should be unloaded, washed, and disinfected by end of each dayEGG TRUCK DRIVER... 

Deloitte

Workday Financials Consultant Job at Deloitte

Workday Financials - Consultant The Emerging ERP Solutions practice is all about bringing you the best in cloud-based ERP applications like Workday Financials and Infor. We're here to help transform finance and supply-chain processes, making them more efficient and cost... 

Central Vermont Habitat for Humanity, Inc.

Full-Time ReStore Driver-$18-$20/hour Job at Central Vermont Habitat for Humanity, Inc.

 ...Summary The ReStore Donation Pick-Up Driver is responsible for safely collecting donated furniture, appliances, and building materials...  ...for accepting only saleable items for the store. Driver and helper can receive tips however no employees or volunteers can accept... 

Community Health Systems

Director of Rehab Job at Community Health Systems

**Job Summary**The Director, Rehabilitation Services is responsible for leading, planning, organizing, and evaluating all rehabilitation services within the facility. This role ensures the delivery of high-quality inpatient rehabilitation care, oversees daily operations...